By partnering with local governments, we've made energy and water efficiency upgrades more affordable for homeowners like you.
- Up to 25-year terms
- Borrow up to 15% of home's value
- Competitive, fixed rates
- Apply online in minutes, with fast approvals
- Choose your terms and sign your financing documents
- Make payments with your property taxes
PACE Makes it Possible
We provide Property Assessed Clean Energy (PACE), a local community program that enables financing of energy-efficient and water-saving home upgrades to be repaid along with your property tax bill.
Property Tax Assessment: HERO payments are made through a line item on your property tax bill.
Terms Up to 25 Years : HERO offers flexible repayment terms of 5-25 years.
Based on Equity : Approval is primarily based on your home equity and debt payment history.
No Upfront Costs : We finance the total cost of your project, including all fees and labor costs.
Potential Tax Benefits : The interest on HERO payments may be tax deductible.
Transferability : If you sell, the responsibility of remaining payments may be able to transfer to the new owner.